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The DERA Newsroom

News & Education about Disruptive Technologies in Finance, Banking, Blockchain, Digital Assets, DeFi, Artificial Intelligence & Much More

Latest

Revolut has officially filed an application for a US banking licence with the Office of the Comptroller of the Currency

News

Crypto

Banking

4 hours ago

Revolut Files for US National Bank Charter

Fintech giant Revolut seeks a US banking licence from the OCC to offer credit cards and personal loans via direct ACH and Fedwire integration. ...

The European Central Bank (ECB) warns that the rise of private stablecoins could destabilize traditional lending and blunt the tools of monetary policy

News

Stablecoins

Banking

2 days ago

ECB Warns Stablecoins Threaten Bank Funding as Visa and Mastercard Pivot to Tokenized Settlement

The ECB cautions that private stablecoins could cause deposit flight from commercial banks, just as Visa and Mastercard scale tokenized settlement. ...

News

Crypto

Regulation

7 days ago

Lawmakers Push for Crypto Donation Ban Amid Foreign Interference Risks

Senior MPs urge the Electoral Commission to halt cryptocurrency donations to UK political parties, citing concerns over foreign interference and "crypto mixers. ...

Moonpay launches MoonPay Agents, a software layer designed to provide autonomous AI systems with their own blockchain-based financial identities

News

Economy

8 days ago

MoonPay Launches ‘Agents’ to Empower AI with Onchain Economic Agency

MoonPay introduces "Agents," a non-custodial tool allowing agentic AI to manage wallets and execute onchain transactions independently in a $236B market. ...

Crypto payment provider Oobit has officially launched a native crypto-to-bank transfer service designed to bypass the friction of traditional correspondent banking

News

Banking

9 days ago

Tether-Backed Oobit Bridges Self-Custody and Local Bank Rails

Tether-backed Oobit enables direct crypto-to-bank transfers from self-custody wallets, utilizing local rails like ACH and SEPA for instant settlement. ...

The Securities and Exchange Commission (SEC) has overhauled a punitive capital rule that previously stifled on-chain settlement

News

Stablecoins

10 days ago

SEC Slashing Stablecoin Capital Haircuts to 2%

The SEC officially treats payment stablecoins as cash equivalents for broker-dealers, cutting capital haircuts to 2% ...

Stani Kulechov, the founder of Aave Labs, has proposed a massive evolution of the on-chain economy driven by what he calls abundance assets

News

DeFi

Digital Assets

18 days ago

Solar Power and 'Abundance Assets' Tipped to Rewrite DeFi Rules

Stani Kulechov forecasts a $50 trillion boom in abundance assets like solar energy, transforming DeFi collateral and on-chain lending by 2050. ...

Mainland China has officially extended its comprehensive cryptocurrency prohibition

News

Crypto

Regulation

20 days ago

China Widens Crypto Ban to Stablecoins and Tokenized Assets

The PBoC and CSRC have officially extended China's virtual currency ban to include RMB-pegged stablecoins and tokenized real-world assets, targeting illegal fin ...

Harvard University has quietly elevated its exposure to digital assets, positioning Bitcoin ETFs as a primary pillar of its publicly disclosed portfolio

News

Bitcoin

23 days ago

Harvard Endowment Surpasses Google Holdings with Strategic Bitcoin ETF Pivot

Harvard University now holds more Bitcoin ETFs than Alphabet stock, marking a massive $443M institutional bet on "digital gold" over Big Tech. ...

The TON Foundation has officially released TON Pay, a new payments software development kit (SDK)

News

Crypto

24 days ago

TON Foundation Debuts TON Pay to Transform Telegram Commerce

The TON Foundation launches TON Pay, a wallet-agnostic SDK allowing Mini App developers to integrate instant, low-fee crypto payments ...

Latest

Revolut has officially filed an application for a US banking licence with the Office of the Comptroller of the Currency
Revolut Files for US National ...

News

Crypto

Banking

The European Central Bank (ECB) warns that the rise of private stablecoins could destabilize traditional lending and blunt the tools of monetary policy
ECB Warns Stablecoins Threaten ...

News

Stablecoins

Banking

Lawmakers Push for Crypto Dona ...

News

Crypto

Regulation

Moonpay launches MoonPay Agents, a software layer designed to provide autonomous AI systems with their own blockchain-based financial identities
MoonPay Launches ‘Agents’ to E ...

News

Economy

Crypto payment provider Oobit has officially launched a native crypto-to-bank transfer service designed to bypass the friction of traditional correspondent banking
Tether-Backed Oobit Bridges Se ...

News

Banking

The Securities and Exchange Commission (SEC) has overhauled a punitive capital rule that previously stifled on-chain settlement
SEC Slashing Stablecoin Capita ...

News

Stablecoins

Stani Kulechov, the founder of Aave Labs, has proposed a massive evolution of the on-chain economy driven by what he calls abundance assets
Solar Power and 'Abundance Ass ...

News

DeFi

Digital Assets

Mainland China has officially extended its comprehensive cryptocurrency prohibition
China Widens Crypto Ban to Sta ...

News

Crypto

Regulation

Harvard University has quietly elevated its exposure to digital assets, positioning Bitcoin ETFs as a primary pillar of its publicly disclosed portfolio
Harvard Endowment Surpasses Go ...

News

Bitcoin

The TON Foundation has officially released TON Pay, a new payments software development kit (SDK)
TON Foundation Debuts TON Pay ...

News

Crypto